We at Carl's Buick Pontiac GMC in Stuart, Florida are eager to work with you to determine the best vehicle financing plan for your new or used car, truck or SUV. Whether leasing or securing a car loan, you can be assured that Carl's Buick Pontiac GMC will stand along side you during the process to make it as seamless and worry-free as possible. When it comes to excellent service, we are your premier Florida GMC, Buick and Pontiac dealer!
We understand that choosing among auto financing options can be difficult and confusing, which is why Carl's has assembled a Financing Frequently Asked Questions reference library. There, you can learn more about loan rates, lease rates and monthly payment plans and the factors responsible for determining each. Financing doesn't have to be headache and at carlsbuickpontiacgmc.com, we make it easy and informative!
Interested in determining your purchasing power in real time? Try our Payment Calculator. We'll show you new and pre-owned cars, SUVs and trucks in your price range based on your indicated down payment, annual percentage rate (APR), length of loan and ideal monthly payments. If you've already determined your dream new or used Pontiac / Buick / GMC vehicle, the tool will guide you in reverse making that perfect automobile affordable for you!
Looking for an exclusive financing deal? Check our Financing Specials as those offers are consistently being updated. Ready to go for it? Please complete our Finance Application and an expert will contact you shortly to guide you through the financing process. Carl's Buick Pontiac GMC is the Stuart, Vero Beach and West Palm Beach area car dealer that makes auto financing a breeze!
Check out our online finance FAQ section for important information regarding car lease and loan characteristics.
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Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
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Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
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Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
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Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
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Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
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Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
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Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.
